Exchange Rate Methodology

CurrencyHub calculates currency conversions from the latest available provider reference rates. These rates are intended for comparison and information, not as executable bank or trading quotes.

Inverse rates are calculated by dividing 1 by the available reference rate. Common amount tables multiply the selected amount by the same provider rate and round values according to the currency precision stored in CurrencyHub structured currency data.

Fee simulations reduce the converted amount by the selected percentage so users can understand how a bank spread, card network markup or transfer-service fee may affect a reference conversion.

When provider data is unavailable, CurrencyHub displays a clear unavailable state instead of fabricating rates. Weekends and holidays depend on the provider's published reference-rate calendar.